Get outta Dodge! A positive credit card company story?!?

Quite often credit card companies get a bad rap. Either it’s the high interest charges, late fees, or heart attack-like symptoms induced when cardholders open their monthly statements and realize just how much awesomeness they had throughout the previous month with their “magic card”.

And while I do tend to agree with the masses in thinking credit cards are the devil and their luring “buy now, pay later” logic has intrigued me one too many times in the past, I actually had a pleasant experience this past week to report. Crazy, right?!

So dig this. I used to abide by a strict Never Answer rule for numbers that popped up on my cell phone that I didn’t recognize. I’m not exactly sure who I thought might be on the other end….possibly some top secret CIA agent requesting my services and I just couldn’t be bothered during my reality TV shows? Or maybe it’s some killer/rapist giving me a heads up he’s headed over?

Either way, it’s a good thing I’ve relaxed a bit lately on that whole no answering business because I received a call late Friday afternoon from one of my credit card providers. In specific, the Fraud department. Uh oh.

Turns out some not-so-nice folks (aka ass faces) down in Tennessee under the fraudulent cover of some LLC Shoe Distributor group got their sticky little fingers on my credit card number and thought it’d be fun to charge $664 on my card. Wee!

I hope the TN’ers were at least wearing something sweet like this and had a giant cardboard replica of my credit card when they were stalking my account. I would *almost* be okay with it then. Almost.

All’s well that ends well, though. Despite this particular credit card company seeing PLENTY of shoe charges on my Visa over the years, even they knew $664 would be a bit extreme for me in one day. They denied the charge quicker than OJ denied the glove fit.

Props to the credit card company!! You guys have a pleased cardholder this week.

And while yes, I understand, this is part of their job and due diligence of being a reputable credit provider, I’m still happy. So sue me. I’m easy to please like that. “Bitches be crazy.” (~Leslie Knope, Parks and Rec)

~as